Dakar ↔ New York corridor
A legal way for us in America to open and fund accounts at a real bank in Senegal — from your phone. We're not taking anyone's money today. We're building the list of people who'll use it the day it opens.
The problem
Every month the diaspora sends. Fees stack up, the money lands as cash, and nothing compounds. Without an account in your own name back home, you cannot save, borrow or invest.
Transfer, exchange, cash-out: three margins taken from the same money.
A history of transfers builds neither savings nor a credit file.
Until now, opening an account meant being physically present in Dakar.
Our answer
Xaarlem is a technology and identity-verification service. Accounts are opened and held at a licensed bank in Senegal. We never hold your funds.
A KYC/AML journey designed with our partner bank, completed from the United States.
The account is opened at the licensed partner bank, with the protections that come with it.
Savings, home loans, business accounts, accounts for a family member.
How it works
You fill in the form. No ID, no payment.
On WhatsApp, as soon as the bank confirms accounts are opening.
A guided KYC journey, entirely remote.
Your account is live at the partner bank, in your name.
Compliance
The demand book is our argument. The fuller it is, the better the terms we negotiate for the whole community.
Reserve my spot